University?

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xxinfectedxx Avatar
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Post by xxinfectedxx on Feb 17, 2018 4:54:43 GMT -7

I'm a college student, right now and education is paid for by the governement until I'm 19. I'm soon to be 19 in a few years so I'm thinking ahead about my options. I don't want to get into debt, so an appernticeship could be an option.    
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University? Posted Feb 22, 2018 13:09:58 GMT -7

Post by ash on Feb 22, 2018 13:09:58 GMT -7

I can't remember if you've told me before on another forum, but where are you living? If I remember currently, you're in the United Kingdom as well right? If so then the government will take care of your university loan and any maintenance fees. I think that's a good option to take if you do decide to go to university when you leave college because you only have to pay it back when you start making a decent amount from your job and it's a small amount as well (something like £10 per month)

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University? Posted Feb 22, 2018 13:12:01 GMT -7

Post by DanthEx on Feb 22, 2018 13:12:01 GMT -7

xxinfectedxx Avatar
I'm a college student, right now and education is paid for by the governement until I'm 19. I'm soon to be 19 in a few years so I'm thinking ahead about my options. I don't want to get into debt, so an appernticeship could be an option.    


Take advantage of it before it's too late, however, put deep thought into exactly what direction it is you want to go in life. What's something that you could see yourself doing for the rest of your life?
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University? Posted Feb 22, 2018 19:12:58 GMT -7

Post by Saints4ever on Feb 22, 2018 19:12:58 GMT -7

I would avoid trying to figure out the rest of your life.... focus on a general idea of what type of lifestyle you want to live, what interests you have, what are the opportunity costs and tradeoffs, and go from there.


Avoid getting into real debt. Taking out loans to attend school isn't bad if you plan ahead, find the best options to take the courses (i.e. you don't necessarily have to go to the popular college), can you test out of certain classes, go to a book store and look in the education section...theres like scholarships for dummies books/all scholarships for 2018. Theres millions of them...literally random ones that are like funded by little groups of people all around the world such as your grandmothers baking club might be offering to pay $1000 for a year (or 4 years..) if you have like a 2.0gpa or are interested in baking...typically these scholarships require like an essay or something but ALOT OF PEOPLE DONT EVEN TRY SO IF YOU SUBMIT YOU GET IT.


Whatever you want to do..I would just say go broad! Unless you know like you want to be a Cpu designer or ER surgeon etc. But go broad and use your first job as a stepping stone! Never stop learning!
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University? Posted Feb 23, 2018 12:15:54 GMT -7

Post by ash on Feb 23, 2018 12:15:54 GMT -7

Saints4ever Avatar
I would avoid trying to figure out the rest of your life.... focus on a general idea of what type of lifestyle you want to live, what interests you have, what are the opportunity costs and tradeoffs, and go from there.


Avoid getting into real debt. Taking out loans to attend school isn't bad if you plan ahead, find the best options to take the courses (i.e. you don't necessarily have to go to the popular college), can you test out of certain classes, go to a book store and look in the education section...theres like scholarships for dummies books/all scholarships for 2018. Theres millions of them...literally random ones that are like funded by little groups of people all around the world such as your grandmothers baking club might be offering to pay $1000 for a year (or 4 years..) if you have like a 2.0gpa or are interested in baking...typically these scholarships require like an essay or something but ALOT OF PEOPLE DONT EVEN TRY SO IF YOU SUBMIT YOU GET IT.


Whatever you want to do..I would just say go broad! Unless you know like you want to be a Cpu designer or ER surgeon etc. But go broad and use your first job as a stepping stone! Never stop learning!
Regarding your points about the debt. The government in the United Kingdom actually gives everyone a loan for their university fees and a maintenance loan (for accommodation, food, clothes etc.) and it's actually quite a normal thing. It's quite a large loan but I wouldn't really call it a "real debt" since they are actually pretty nice about repayments. Like I said in my post above, they only take something like £10 per month and that depends on how much you're making as well. If you're making below £20k a year then they don't take anything at all. And I believe they don't ask for anything back if you haven't paid it back after 30 years.

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Post by gamingguy on Feb 28, 2018 8:36:49 GMT -7

As soon as I graduated from High School I knew I never wanted to do more schooling so I've never been to university/college. I know some people who have never been to college and they make more money than people with college/university degrees. It all depends on what you find. At the job I have now, I'm making decent money.
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University? Posted Feb 28, 2018 10:51:06 GMT -7

Post by LimeRain on Feb 28, 2018 10:51:06 GMT -7

xxinfectedxx Avatar
I'm a college student, right now and education is paid for by the governement until I'm 19. I'm soon to be 19 in a few years so I'm thinking ahead about my options. I don't want to get into debt, so an appernticeship could be an option.    
As someone who has dropped out and recovered and came back to a university (U.S.) I'm paying ~36k a year if I get no scholarships. My views have changed I guess over the past three years of school. But my outlook is simple now. Say I accumulate 60k of debt after graduation. Is that a big deal? No. Say I make 50k a year after graduation. If I budget myself I can make payments easily towards taking care of it. It all depends if you're willing to make it work.


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Elli Avatar
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University? Posted Feb 28, 2018 11:58:39 GMT -7

Post by Elli on Feb 28, 2018 11:58:39 GMT -7

I am very envious that the British government will pay for a college education until the student is 19 years old. Here in the US, we'd call that SOCIALISM, which is apparently communism adjacent. But I might have actually gotten an associate's degree if that option had been available to me; I skipped college because I didn't want the debt, and chose to work instead. Definitely take advantage of that program...

As for once you reach 19, are scholarships available to you? I'm not sure how college works in the UK, but I've had friends who have paid most of their tuition through scholarships and avoided a lot of debt.
Last edited Feb 28, 2018 12:36:46 GMT -7 by Elli
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Post by xxinfectedxx on Mar 1, 2018 5:58:34 GMT -7

xxinfectedxx Avatar
I'm a college student, right now and education is paid for by the governement until I'm 19. I'm soon to be 19 in a few years so I'm thinking ahead about my options. I don't want to get into debt, so an appernticeship could be an option.    
I'm not double posting as I'm adding more information to this topic. As long as yesterday evening, a snow storm started in the south of england, and this morning I woke up to fortunately find out that my college was closed due to bad weather conditions. The name of the storm is Emma and according to the MetOffice is expected to last until tomorrow, late afternoon.
Last edited Mar 1, 2018 6:14:10 GMT -7 by xxinfectedxx
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Post by GamingLyfe on Mar 1, 2018 10:33:39 GMT -7

I'd say take advantage of the free schooling. I'm in Canada and in huge debt from college, with very little reward because I was conned into a terrible course through a private college called the Academy of Learning. It was a terrible experience through and through, and I owe over $20/k for a bogus course which provided me with a few books and video; LITERALLY.
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Post by megannatasha on Mar 1, 2018 15:12:18 GMT -7

Take the school! It will make your life MUCH easier in the future. There is nothing worse than jumping from job to job with unrelated experience for year after year.
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Post by xxinfectedxx on Mar 9, 2018 7:43:27 GMT -7

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Solid option, what's your field of interest? (What type of Master would you want an apprenticeship under?)
IT. I've applied for IT Technical Support Apprenticeship. I've got a interview date on the 12th March. I have to a D in maths and English to even be considered for the apprenticeship. I currently have a E, but I'm on a L1 progression course and I'm working towards a L1 functional skils in Maths/English which is equivalent to a D. It's 4 days working and 1 day release at college for studies.  
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